Ways to cut & save cost's in the family

Dad: In tough financial times such as this, daddy's toys will have to wait, and NO getting leases, loans, or any type of borrowing what so every. Now would be the excellent time to trim that gut, cut out the beer, pay more attention to talking walks, swimming laps, and no more treating yourself on DQ afterwords. Catch up on your Financial knowledge, NO subscribe to the economist, BusinessWeek, but read the time online and look into Ludvig Von mises. Other things....

1. Both you & the misses need to talk about this, where most importantly to put your money. There's rumor & much talk about long time health insurance policies have been good life saver before, FALSE, you are easily susceptible to money laundering, it can be squandered, be used to cover bankruptcy, plus you'll easily loose it to inflation mostly recently due to interest rates cute to zero.
I most highly suggest, gold, silver, living asset's in foreign countries, but NO private equity what so ever now.

Both Gold & silver have steeped to cheap prices, cause now is the time to buy, remember it's something to sit on long term, secondly it's using it outside the country. Think about moving someplace cheap, out of the US.

2. A factor in this situation is, food, only only buy no advertisment foods, you buy, eat healthy, and STOP & Learn the effects of the cheap junk food such as the infamous McCdonalds.

3. No more credit cards, no debit cards, and no Federal aid programs, they run the same scheme's as the con men/scammers do to put you in debt. Credit card rates are jacked up when your not looking, debit cards keep trace of all financial transactions, interest rates always spiral out of control, then when you apply for government aid, your an absolute slave to them in every way possible. More importantly, your aiming to become Independent of THEM!


4:For the kids, Johnny 15, Sally 17, and billy the 8 year old. Well now is the time to instill some hard guiding principles, teach'em some manners, and introduce them to living a fun simple life. Father, teach them a work ethic, take him to the gym, get him summer jobs & help out the older folks. Sally, GET A JOB SWEETY, go on a pre paid cell plan, being cheaper that is, and stick with the same beauty supplies until they wear out.
As for Billy, well, an interesting idea I thought of once about toys was, it's merely a instrument to opening a child's imagination to the whole world. A huge Enlightenment in my childhood was, being exposed to old classic media of the golden age, put Sinatra, Duke Ellington, Or Dean martin on the radio. Sit down at 8pm with the family, watch John Wayne, Errol Flynn(he's exaclty like Jack Sparrow), Humphrey Bogart, Clark Gable, expand their horizons.

5: Consumer electronics are inevitably becoming more apart of our live, of course there way to overly used, but learn to bend it to your own intellectual & learning needs. Make an exercise routine everyday, spend an 2hours at the most on the PC, but if you find a niche or a need to fill on the net, more power to YA! Ecommerce is becoming a growing occupation, so is business in general, it's cheaper, faster, caters to the whole world, and serves all your customers needs. In matters of what the family need's, all you need is a computer & an mp3, believe me you need one, don't ask. There excellent at pre occupying boredom and go swell with a magazine, novel, or whatever your reading. Also an important fact to take in is, media, these days to pay for movies, music, games, at times books, is absolute robbery, EVERYTHING IS A RIP OFF. Piracy or not, more people these days are getting all of it for free from the internet browers. Such programs inculde, Limewire, Utorrent, Frostwire, Piratesbay, and TorrentFreak.